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DETAILS

Complete details on any of the products listed below are available in our office.

The Refund Advance is an optional tax-refund related loan provided by MetaBank® (it is not the actual tax refund) at participating locations. The amount of the loan and applicable interest will be deducted from tax refunds and reduce the amount that is
paid directly to the taxpayer. Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan. Loans offered in amounts of $500, $1,000, 25%, 50%, or 75% of your expected tax refund
from $500 – $6,000. Loans in the amounts of $500 and $1,000 have an Annual Percentage Rate (APR) of 0.00%. Loans in the amounts of 25%, 50% or 75% of your expected tax refund have an APR of 36.0% with a minimum loan of $1,250. For example,
$2,500 loan representing 50% of expected refund borrowed over 25 day term, total amount payable in a single payment is $2,561.64 including interest. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
Interest may apply.

The Refund Transfer is an optional tax refund-related product offered by MetaBank®, Member FDIC. The Refund Transfer is not a loan.
E-filing of a tax return is required to be eligible for the product. Fees apply. See terms and conditions for details.

While this feature is available for free, certain other transaction fees and cost terms, and conditions are associated with the use of this
Card. See cardholder agreement for more details. Feature available after identity verification is completed. For each out-of-network ATM withdrawal, FasterMoney charges a $2.50 fee. Plus, the ATM owner may charge a fee. See terms & conditions for fees.
Cash withdrawal limits and fees apply, see Cardholder Agreement for details.
Standard text message, data rates, fees and charges may apply. The Visa Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa, or certain commercial card transactions. You must notify Customer Service promptly of any unauthorized use. Consult Terms & Conditions for additional details or visit www.visa.com/security.
The E1 Visa Prepaid Card is a tax refund-related prepaid product offered by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Valid I.D. verification and IRS processing required.
Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or
if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.
Disbursement by check also available.
Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.
Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
Subject to ID verification. Important information for opening a Card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a Card account. What this means for you: When you opena Card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents